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Brian Emmott

is 

is Founder and Director of Terre Initiative Limited

,

and an organizer of the International Real Estate Advisory Network (IntREAN),

which is

a

not

non-

for-profit company formed

profit launched in 1998 to help

the

various

participants in

real estate

markets. IntREAN was launched in 1998 by the then Executive Secretary of UNECE. Brian is a founder member of the UNECE Real Estate Market Advisory Group (REM) and its predecessor REAG.

Has been involved in the operational side of the Banking & Finance Industry for over 40 years and with the development of electronic banking, finance and commerce from its infancy with Chemical Bank (now JP Morgan Chase) and GE Information Services.

His work has applications in all economies where home ownership has not been common. The work

market stakeholders.

Brian worked in banking and finance for over 40 years. His current work includes innovative ways of providing banking and financial services for

specific

cultural, religious or other

requirements

purposes using the latest technology

and communications

. It

has a focus

focuses on affordable

,

and ecological

and sustainable

homes and communities and efficient real estate markets.

Brian is a founder member of the UNECE Real Estate Market Advisory Group (REM) and its predecessor REAG.

Expert Statement: "What is needed to finance sustainable homes".